Mortgage Resources

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Overwhelmed? Excited? Both? Most people are! That's why VanDyk Mortgage keeps it easy - by doing the leg work for you.
We'll help you with everything you need, from a buyers real estate agent in your area to the mortgage program that's right for you.
And we'll hold your hand every step of the way.

Get pre-approved with VanDyk Mortgage, you'll have an advantage with sellers in this market.
Getting pre-approved gives you confidence in your home search and narrows the price range for you to look in.
Being pre-approved allows you to close faster and gives sellers more confindence in your offers.

VanDyk's mortgage programs allow you to buy a home with as little as 3.5% down. And in most cases, that down payment can be a gift.
We will also allow up to 6% seller concessions to cover closing cost making it possible to come to closing with no money out of pocket. Call or email us for details.

30 year fixed rate mortgage. This offers a low monthly payment and a fixed rate that will never change.
FHA mortgage . This offers a 3.5% down payment that can be a gift, up to 6% seller concessions to cover closing cost and a low fixed interest rate.
VA Loan . This is the top choice of active military and veterans alike. This offers no down payment, no monthly MI and flexible credit requirements. For more information on VA Loans see our sister site, www.valoancentralonline.com

Feel free to take our free online homebuyer seminar by CLICKING HERE!
This seminar is provided in conjunction with MGIC, the founder and leader of the private mortgage insurance industry.

Your credit has a big impact on your life. The better your credit rating the less you pay for insurance, auto loans and home loans. In fact, a poor credit rating can even keep you from getting the job you want.
For First Time Buyers credit can be a little confusing. Because credit is so important we have dedicated an entire page to it. To learn more about credit CLICK HERE